Make the big decisions with real numbers in front of you.
Agencies, consultancies, recruiters and professional firms turning over £300,000 to £5 million. We keep your accounts and tax right, and show you every month what the business is actually earning.
What we usually find
You cannot see further than the next thirty days.
Payroll and VAT dates set the rhythm of your month, and both seem to arrive as a surprise. A forecast turns them into figures you planned for.
Profit and cash are being treated as the same thing.
A healthy bank balance can hide VAT, corporation tax and supplier bills that are already owed. We show you what is genuinely yours to spend.
Prices and hires are decided on instinct.
Without margin by client or service, it is hard to know which work to chase and whether the next hire pays for itself.
Tax is treated as a once a year event.
It is a monthly reality. When tax is set aside as you go, the bill nine months after your year end stops being a shock.
What we do for founders
One relationship covering compliance, monthly reporting and forward planning. You take what you need now and add the rest as you grow.
Get the basics right
Accounts, tax and the monthly routine handled properly, so nothing is late and the figures can be trusted.
- Accounts and corporation tax Year-end accounts and corporation tax returns filed on time, with the figures explained to you rather than just sent over.
- VAT, payroll and bookkeeping Returns, payroll runs and day to day bookkeeping in Xero, kept accurate every month.
See where you stand
Clear figures every month, while there is still time to act on them.
- Monthly management accounts Profit, margins and cash each month, with a short commentary on what changed and what needs your attention.
- Cash flow forecasting A rolling view of payroll, VAT and tax payments, so you see a squeeze coming long before it arrives.
Plan what comes next
Senior financial input on the decisions that shape the business, before they are made.
- Director pay and tax planning The right mix of salary and dividends each year, and planning around the bigger decisions.
- Fractional CFO support Pricing, hiring, funding and growth, part time and without the cost of a full-time finance director.
Recent results
£24,346
Corporation tax saved after rebuilding a full year of payroll records, where a monthly error had gone unnoticed by both the bookkeeper and the previous accountant.
6 weeks
To move a £4.8 million technology business from Sage 200 to Xero, with clean monthly reporting from the first month.
What clients say
Great professionalism and impeccable timing throughout our collaboration. It was a pleasure working with him.
Had a smooth and productive experience with Kashif. It was great working with him and looking forward to more work in the future.
We are glad to have had the opportunity to work with Kashif. He was honest, provided good advice, and we look forward to working with him again.
Questions we often hear
How should I pay myself as a director?
Usually through a mix of salary and dividends, but there is no single right split. It depends on your other income, your company profit and your plans for the year. We work it out for your situation each tax year rather than applying a standard formula.
When do I have to register for VAT?
Once your taxable turnover in any rolling twelve months goes over the VAT threshold, not just at your year end. The rolling test catches a lot of growing businesses out. We track it with you monthly so registration never comes as a surprise.
Can you help me decide whether I can afford to hire?
Yes. This is exactly what monthly management accounts and a cash flow forecast are for. We model the cost of the hire against your real margins and cash, so the decision rests on figures rather than a feeling.
I already have a bookkeeper. Do you work alongside them?
Yes. If you have a bookkeeper you are happy with, we work alongside them, review their work each month and handle the tax, reporting and advice. If you need bookkeeping too, we can take it on.
Want to know what your business is really earning?
A 15 minute call. Free, and no obligation. You will come away knowing where you stand, whether or not we work together.